Moxie's Lounge
Belly up to the bar. Tell me your story.
Pull up a stool. Tell me what's going on in plain words, and I'll pour out how the rules usually work, plus the questions most people never think to ask.
Moxie is pulling up a stool…
Tonight's conversations
Moxie's take on: I work for myself or write off a lot
Real talk: Write-offs are smart business, but many standard loans qualify you on the income left after those write-offs.
How it usually works: Standard programs usually review recent tax returns. Some alternative programs look at eligible business or personal bank deposits instead, with their own requirements.
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Moxie is a Mortgage Bar AI assistant providing general education only, not a loan offer, rate quote, or approval, and not a licensed loan originator. Program availability and requirements vary. Mia Schultz, NMLS #217815. Mortgage Bar powered by Edge Home Finance LLC. All loans subject to approval. Equal Housing Lender.